522 Mary Lane Ln, El Cajon, CA 92021 (MLS # 260016229SD)
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Welcome to this beautifully maintained newer 4-bedroom home offering a spacious and highly functional layout designed for modern living. The main living area flows into a well-appointed kitchen featuring quartz countertops, stainless steel appliances, and abundant cabinetry offering both style and practicality for everyday use and entertaining. Upstairs, there's a generous loft that provides valuable flex space that is perfect for a home office, media room, or additional living area, adding versatility to the home's thoughtful design. The home features a comfortable and durable mix of finishes, including tile flooring in the kitchen, bathrooms, and laundry room, carpeting in the bedrooms, and vinyl flooring in the main living areas. Energy-efficient upgrades include paid-off solar, a whole-house fan, a tankless water heater, and an EV charging station in the garage, delivering meaningful long-term savings and modern convenience. A standout feature is the assumable VA loan with a below-market interest rate, offering a rare opportunity for VA-qualified buyers to secure significantly lower monthly payments. Located on a quiet cul-de-sac near shopping, parks, schools, and transportation, with easy access to downtown El Cajon and surrounding San Diego destinations.
| Last Updated | 7/4/2026 | Tract | El Cajon |
|---|---|---|---|
| Year Built | 2017 | Community | 92021 - El Cajon |
| Garage Spaces | 2.0 | County | San Diego |
Additional Details
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Built-In Range, Dishwasher, Gas Cooktop, Gas Oven, Indoor Grill, Microwave, Range Hood, Refrigerator, Vented Exhaust Fan |
| AREA | 92021 - El Cajon |
| CONSTRUCTION | Stucco |
| GARAGE | Attached Garage, Yes |
| HEAT | Electric, Forced Air, Natural Gas |
| HOA DUES | 146|Monthly |
| LOT | 0 |
| PARKING | Attached, Driveway |
| POOL DESCRIPTION | None |
| STORIES | 2 |
| SUBDIVISION | El Cajon |
| WATER | Public |
Location
Based on information from CRMLS as of 7/4/26 12:00 PM PDT. The information being provided by CRMLS is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CRMLS, CLAW, CRISNet MLS, i-Tech MLS, PSRMLS and/or VCRDS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.
Any property information referenced on this website comes from the Internet Data Exchange (IDX) program of CRISNet MLS and/or CRMLS. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
This IDX solution is (c) Diverse Solutions 2026.
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